About

Our story

In the quaint town of Punta Gorda, Florida, Richard C. Hall laid the foundation for American Health & Life Inc. Richard, a visionary with a deep desire to bring positive change to our nation, was both a seasoned consumer and professional in the insurance realm. He witnessed firsthand the perplexity and disorder prevailing within the industry, even among trusted advisors and providers.

Driven by a profound sense of purpose, Richard envisioned a landscape where consumers and agents alike thrived. He recognized the imperative for transparency, abundant resources, and comprehensive knowledge. Consumers, regardless of their circumstances, deserve to navigate the insurance landscape with confidence.

Crucially, Richard understood that agent brokers required unwavering support and resources from an agency they could consistently depend on. An agency that empowered them to excel, rather than ensnaring them in contracts. Above all, an agency where consumers and agents always took precedence over mere sales.

At American Health & Life Inc., Richard's philosophy revolved around prioritizing the needs of both consumers and agents. He believed in transparency, equipping consumers with the necessary resources and knowledge to make informed decisions. For agent brokers, he provided unwavering support, fostering their development into not just professionals, but Masters of Insurance. His commitment ensured that consumers received comprehensive coverage and the peace of mind that came from being safeguarded by a trusted professional.

From the foundation of American Health & Life Inc., Richard's visionary spirit gave birth to American Health & Life Insurance Brokers. An agency born from the need to address the confusion and disorder rampant in the insurance industry, serving as a beacon of change and empowerment in the insurance landscape.

Our values

At the heart of American Health & Life Insurance Brokers lies a commitment to one quintessential American value: INTEGRITY. We firmly believe that honesty and respect pave the way to health, happiness, and peace of mind. In the complex landscape of the insurance industry, we consider transparency to be not just important but vital.

How often have you engaged in discussions about insurance only to leave with more questions than answers? Regrettably, numerous so-called "professionals" and trusted individuals disseminate misinformation in the insurance realm. This not only hinders but does more harm than good, leading individuals to select subpar policies or inadequate coverage.

At American Health & Life Insurance Brokers, we stand firm in our dedication to the principles of integrity, honesty, and respect. We are committed to fostering an environment where transparency is paramount, ensuring that individuals make informed decisions about their insurance needs, free from confusion and disinformation.

Our pledge to you

Hey there,

At American Health & Life Insurance Brokers, we're not about complicated jargon or fancy suits. We're about you – the hardworking folks who keep this country moving.

Here's our promise: we've got your back. When it comes to health and life insurance, we're in this together. No strings attached, just a handshake you can count on.

You deserve the real deal, no smoke and mirrors. We're not here to sell you stuff you don't need or confuse you with insurance mumbo-jumbo. Instead, we're committed to giving you straightforward advice and coverage that makes sense for your life.

Ever felt like you were drowning in a sea of insurance options? We get it. Our goal is to be the life raft you can trust. No hidden fees, no surprises – just insurance that works for you.

Think of us as your insurance buddies. When life throws curveballs, we're here to help you navigate through. From the first chat to every claim, we're by your side. Because that's what friends do.

So, here's to keeping it real. Your life, your coverage – simplified.

Cheers, The American Health & Life Insurance Brokers Team